Side-by-side · Q2 2026 data
Claremont Savings Bank vs Salem Co-operative Bank
Metric by metric
| Measure | Claremont Savings Bank | Salem Co-operative Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 74 (stronger) | 69 |
| Loan quality | 85 | 91 (stronger) |
| Earnings | 34 (stronger) | 30 |
| Funding & liquidity | 58 (stronger) | 50 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 37th | 34th |
| Total assets | $619.7M | $580.0M |
| Deposits / shares | $473.6M | $405.9M |
| Capital ratio | 12.40% (stronger) | 11.89% |
| Problem loans | 0.45% | 0.26% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.04% |
| Return on assets | 0.35% (stronger) | 0.25% |
| Loans ÷ deposits | 102.6% (stronger) | 119.0% |
| Uninsured deposits | 12.9% (stronger) | 15.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.2% |
Claremont Savings Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Claremont Savings Bank leads on 6 and Salem Co-operative Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.