Side-by-side · Q2 2026 data
Clarity Credit Union vs Northwest Christian Credit Union
Metric by metric
| Measure | Clarity Credit Union | Northwest Christian Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 47 (stronger) | 33 |
| Loan quality | 67 | 73 (stronger) |
| Earnings | 34 (stronger) | 31 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 19th | 16th |
| Total assets | $235.6M | $105.6M |
| Deposits / shares | $216.6M | $96.0M |
| Capital ratio | 9.74% (stronger) | 8.33% |
| Problem loans | 0.99% | 0.80% (stronger) |
| Net charge-offs | 0.78% | 0.58% (stronger) |
| Return on assets | 0.35% (stronger) | 0.27% |
| Loans ÷ deposits | 76.6% | 52.6% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clarity Credit Union has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Clarity Credit Union leads on 3 and Northwest Christian Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.