Side-by-side · Q2 2026 data
Clarkson Bank vs Columbus Bank and Trust Company
Metric by metric
| Measure | Clarkson Bank | Columbus Bank and Trust Company |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 60 (stronger) | 45 |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 88 (stronger) | 87 |
| Funding & liquidity | 84 (stronger) | 42 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 70th | 50th |
| Total assets | $81.4M | $274.6M |
| Deposits / shares | $70.7M | $218.8M |
| Capital ratio | 11.04% (stronger) | 9.47% |
| Problem loans | 0.19% | 0.07% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.71% (stronger) | 1.66% |
| Loans ÷ deposits | 60.1% (stronger) | 100.8% |
| Uninsured deposits | 29.8% (stronger) | 30.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clarkson Bank has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Clarkson Bank leads on 5 and Columbus Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.