Columbus Bank and Trust Company (FDIC certificate #15010) is based in Columbus, Nebraska. Its Q2 2026 call report shows $274.6M in total assets and $218.8M in deposits and 2 offices.
Columbus Bank and Trust Company has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 85th. Problem-loan coverage contributes the most (99/100, 0.5%); funding & liquidity contributes the least (42/100, 101% loans-to-deposits, 30% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (67 → 72), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 66 |
| Q2 2025 | 67 |
| Q3 2025 | 69 |
| Q4 2025 | 69 |
| Q1 2026 | 72 |
| Q2 2026 | 72 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.94% |
| Q3 2024 | 9.06% |
| Q4 2024 | 9.20% |
| Q1 2025 | 8.64% |
| Q2 2025 | 8.94% |
| Q3 2025 | 8.99% |
| Q4 2025 | 9.24% |
| Q1 2026 | 9.17% |
| Q2 2026 | 9.47% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.07% |
| Q2 2026 | 0.07% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.25% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.31% |
| Q3 2025 | 1.44% |
| Q4 2025 | 1.46% |
| Q1 2026 | 1.79% |
| Q2 2026 | 1.66% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $274.6M | 9.47% | 0.07% | 1.66% | 100.8% |
| Q1 2026 | 72 | $276.2M | 9.17% | 0.07% | 1.79% | 100.7% |
| Q4 2025 | 69 | $278.5M | 9.24% | 0.00% | 1.46% | 102.1% |
| Q3 2025 | 69 | $273.1M | 8.99% | 0.04% | 1.44% | 103.5% |
| Q2 2025 | 67 | $263.5M | 8.94% | 0.09% | 1.31% | 97.4% |
| Q1 2025 | 66 | $255.5M | 8.64% | 0.11% | 1.21% | 96.0% |
| Q4 2024 | 67 | $259.8M | 9.20% | 0.02% | 1.25% | 103.8% |
| Q3 2024 | 67 | $248.4M | 9.06% | 0.03% | 1.30% | 107.6% |
| Q2 2024 | 66 | $237.5M | 8.94% | 0.03% | 1.28% | 105.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Commercial State BankBank Wausa, NE | 76 out of 100, Strong | $264.4M | 9.6% | 0.12% | vs |
| Nebraska State Bank and Trust CompanyBank Broken Bow, NE | 88 out of 100, Very strong | $285.8M | 13.0% | 0.00% | vs |
| Western National BankBank Chester, NE | 74 out of 100, Strong | $257.4M | 9.1% | 0.02% | vs |
| Auburn State BankBank Auburn, NE | 91 out of 100, Very strong | $251.3M | 15.1% | 0.00% | vs |
| The Tri-County BankBank Stuart, NE | 72 out of 100, Strong | $299.3M | 8.4% | 0.01% | vs |
| State Nebraska Bank & TrustBank Wayne, NE | 61 out of 100, Moderate | $244.0M | 10.9% | 1.61% | vs |
Deposit insurance
Is my money safe at Columbus Bank and Trust Company?
Yes. Columbus Bank and Trust Company is an FDIC-insured institution (FDIC certificate #15010). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.2% of deposits ($66.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.47%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Columbus Bank and Trust Company lists 2 offices in 1 city. Most locations:
- Columbus, NE (2)
Identity & history
Profile
- Legal name
- Columbus Bank and Trust Company
- Former names
- Columbus Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15010
- RSSD ID
- 241559
- Primary regulator
- FDIC
- Holding company
- Colbank Bcorp
- Established
- December 26, 1934
- Headquarters
- 2501 13th St, Columbus, NE 68601
- Website
- www.colbank.com
- Employees
- 27
Quick answers
Columbus Bank and Trust Company: common questions
Is Columbus Bank and Trust Company FDIC insured?
Yes. Columbus Bank and Trust Company is an FDIC-insured institution (FDIC certificate #15010). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Columbus Bank and Trust Company's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Columbus Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #15010 in the FDIC failed bank list.
How many branches does Columbus Bank and Trust Company have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Columbus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| Nebraska Energy Federal Credit UnionCredit union Columbus, NE | 87 out of 100, Very strong | $327.7M | 19.3% | 0.05% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |
| Genoa Community BankBank Genoa, NE | 85 out of 100, Very strong | $70.5M | 12.9% | 0.00% | vs |
| Clarkson BankBank Clarkson, NE | 82 out of 100, Strong | $81.4M | 11.0% | 0.19% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |