Side-by-side · Q2 2026 data
Classic Bank, National Association vs First Community Bank
Metric by metric
| Measure | Classic Bank, National Association | First Community Bank |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 66 | 74 (stronger) |
| Loan quality | 58 | 78 (stronger) |
| Earnings | 75 (stronger) | 68 |
| Funding & liquidity | 67 (stronger) | 64 |
| Problem-loan coverage | 83 | 92 (stronger) |
| Peer percentile | 37th | 57th |
| Total assets | $657.5M | $662.8M |
| Deposits / shares | $576.2M | $582.2M |
| Capital ratio | 11.58% | 12.44% (stronger) |
| Problem loans | 1.26% | 0.67% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.39% (stronger) | 1.20% |
| Loans ÷ deposits | 90.9% | 76.9% (stronger) |
| Uninsured deposits | 17.0% (stronger) | 32.5% |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 3.2% |
First Community Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Classic Bank, National Association leads on 2 and First Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.