Side-by-side · Q2 2026 data
Classic Bank, National Association vs Rockdale Federal Credit Union
Metric by metric
| Measure | Classic Bank, National Association | Rockdale Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 66 | 67 (stronger) |
| Loan quality | 58 | 97 (stronger) |
| Earnings | 75 | 77 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 37th | 87th |
| Total assets | $657.5M | $108.2M |
| Deposits / shares | $576.2M | $96.9M |
| Capital ratio | 11.58% | 11.65% (stronger) |
| Problem loans | 1.26% | 0.08% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.39% | 1.42% (stronger) |
| Loans ÷ deposits | 90.9% | 56.5% (stronger) |
| Uninsured deposits | 17.0% | 4.1% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | — |
Rockdale Federal Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Classic Bank, National Association leads on 0 and Rockdale Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rockdale, TX
- Thorndale, TX