Rockdale Federal Credit Union (NCUA charter #19926) is based in Rockdale, Texas. Its Q2 2026 call report shows $108.2M in total assets and $96.9M in member shares and deposits and 2 offices.
Rockdale Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 74th. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 4% uninsured); capital cushion contributes the least (67/100, 11.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (80 → 85), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 76 |
| Q4 2024 | 76 |
| Q1 2025 | 78 |
| Q2 2025 | 80 |
| Q3 2025 | 82 |
| Q4 2025 | 82 |
| Q1 2026 | 83 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.45% |
| Q3 2024 | 10.44% |
| Q4 2024 | 10.50% |
| Q1 2025 | 10.52% |
| Q2 2025 | 10.91% |
| Q3 2025 | 11.07% |
| Q4 2025 | 11.32% |
| Q1 2026 | 11.28% |
| Q2 2026 | 11.65% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.88% |
| Q1 2025 | 1.10% |
| Q2 2025 | 1.13% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.21% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $108.2M | 11.65% | 0.08% | 1.42% | 56.5% |
| Q1 2026 | 83 | $108.2M | 11.28% | 0.06% | 1.35% | 54.5% |
| Q4 2025 | 82 | $104.7M | 11.32% | 0.10% | 1.21% | 54.2% |
| Q3 2025 | 82 | $104.2M | 11.07% | 0.02% | 1.20% | 52.0% |
| Q2 2025 | 80 | $102.4M | 10.91% | 0.10% | 1.13% | 50.4% |
| Q1 2025 | 78 | $103.5M | 10.52% | 0.10% | 1.10% | 48.7% |
| Q4 2024 | 76 | $101.2M | 10.50% | 0.19% | 0.88% | 49.0% |
| Q3 2024 | 76 | $99.3M | 10.44% | 0.12% | 0.85% | 49.2% |
| Q2 2024 | 68 | $96.8M | 10.45% | 0.94% | 0.80% | 48.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Watch Federal Credit UnionCredit union Abilene, TX | 66 out of 100, Moderate | $104.7M | 9.3% | 0.03% | vs |
| Southwest 66 Credit UnionCredit union Odessa, TX | 68 out of 100, Moderate | $112.2M | 11.2% | 0.57% | vs |
| Windthorst Federal Credit UnionCredit union Windthorst, TX | 73 out of 100, Strong | $103.6M | 12.2% | 1.04% | vs |
| Wichita Falls Teachers Federal Credit UnionCredit union Wichita Falls, TX | 82 out of 100, Strong | $115.6M | 12.4% | 0.31% | vs |
| Members Credit UnionCredit union Cleburne, TX | 74 out of 100, Strong | $117.5M | 11.3% | 0.68% | vs |
| Prestige Community Credit UnionCredit union Dallas, TX | 58 out of 100, Moderate | $118.8M | 8.9% | 0.81% | vs |
Deposit insurance
Is my money safe at Rockdale Federal Credit Union?
Yes. Rockdale Federal Credit Union is a federally insured credit union (NCUA charter #19926). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.1% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.65%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Rockdale Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Rockdale, TX (1)
- Thorndale, TX (1)
Identity & history
Profile
- Legal name
- Rockdale Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 19926
- RSSD ID
- 641289
- Primary regulator
- NCUA
- Established
- 1970
- Headquarters
- 1821 W Cameron, Rockdale, TX 76567
- Employees
- 21
Quick answers
Rockdale Federal Credit Union: common questions
Is Rockdale Federal Credit Union NCUA insured?
Yes. Rockdale Federal Credit Union is a federally insured credit union (NCUA charter #19926). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rockdale Federal Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rockdale Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Rockdale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Buckholts State BankBank Buckholts, TX | 96 out of 100, Very strong | $138.8M | 17.6% | 0.02% | vs |
| Citizens National BankBank Cameron, TX | 86 out of 100, Very strong | $691.8M | 12.7% | 0.00% | vs |
| The City National Bank of TaylorBank Taylor, TX | 82 out of 100, Strong | $250.3M | 12.9% | 0.38% | vs |
| Round Top State BankBank Round Top, TX | 80 out of 100, Strong | $974.1M | 11.9% | 0.36% | vs |
| Austin Telco Federal Credit UnionCredit union Austin, TX | 78 out of 100, Strong | $2.5B | 14.0% | 0.35% | vs |
| The First National Bank of BastropBank Bastrop, TX | 77 out of 100, Strong | $1.2B | 11.6% | 0.33% | vs |