Side-by-side · Q2 2026 data
Classic Bank, National Association vs TXN Bank
Metric by metric
| Measure | Classic Bank, National Association | TXN Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 66 (stronger) | 47 |
| Loan quality | 58 | 67 (stronger) |
| Earnings | 75 (stronger) | 60 |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 37th | 26th |
| Total assets | $657.5M | $669.2M |
| Deposits / shares | $576.2M | $613.0M |
| Capital ratio | 11.58% (stronger) | 9.68% |
| Problem loans | 1.26% | 0.98% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.39% (stronger) | 0.99% |
| Loans ÷ deposits | 90.9% | 54.0% (stronger) |
| Uninsured deposits | 17.0% (stronger) | 31.0% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 18.4% |
Classic Bank, National Association has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Classic Bank, National Association leads on 5 and TXN Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.