Side-by-side · Q2 2026 data
Clay County Bank, Inc. vs The Fayette County National Bank of Fayetteville
Bank
The Fayette County National Bank of Fayetteville
Fayetteville, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Clay County Bank, Inc. | The Fayette County National Bank of Fayetteville |
|---|---|---|
| TellerScore | 91 (stronger) | 69 |
| Capital cushion | 98 (stronger) | 41 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 70 (stronger) | 54 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 96th | 40th |
| Total assets | $135.9M | $158.1M |
| Deposits / shares | $116.2M | $134.8M |
| Capital ratio | 14.80% (stronger) | 9.05% |
| Problem loans | 0.28% | 0.08% (stronger) |
| Net charge-offs | 0.13% | 0.02% (stronger) |
| Return on assets | 1.26% (stronger) | 0.85% |
| Loans ÷ deposits | 55.9% | 53.9% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 34.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 15.4% |
Clay County Bank, Inc. has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clay County Bank, Inc. leads on 4 and The Fayette County National Bank of Fayetteville on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.