Side-by-side · Q2 2026 data
Clay County Bank, Inc. vs The First National Bank of Williamson
Bank
The First National Bank of Williamson
Williamson, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Clay County Bank, Inc. | The First National Bank of Williamson |
|---|---|---|
| TellerScore | 91 (stronger) | 52 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 91 (stronger) | 7 |
| Earnings | 70 (stronger) | 5 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 96th | 8th |
| Total assets | $135.9M | $120.3M |
| Deposits / shares | $116.2M | $95.9M |
| Capital ratio | 14.80% | 20.13% (stronger) |
| Problem loans | 0.28% (stronger) | 2.78% |
| Net charge-offs | 0.13% (stronger) | 0.19% |
| Return on assets | 1.26% (stronger) | -0.38% |
| Loans ÷ deposits | 55.9% (stronger) | 84.1% |
| Uninsured deposits | 14.2% (stronger) | 19.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | — |
Clay County Bank, Inc. has the higher TellerScore (91 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Clay County Bank, Inc. leads on 6 and The First National Bank of Williamson on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.