Side-by-side · Q2 2026 data
Clay County State Bank vs Anna State Bank
Metric by metric
| Measure | Clay County State Bank | Anna State Bank |
|---|---|---|
| TellerScore | 59 | 81 (stronger) |
| Capital cushion | 82 (stronger) | 75 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 80 (stronger) | 50 |
| Funding & liquidity | 76 | 92 (stronger) |
| Problem-loan coverage | 70 | 99 (stronger) |
| Peer percentile | 17th | 80th |
| Total assets | $104.3M | $111.6M |
| Deposits / shares | $91.7M | $97.1M |
| Capital ratio | 13.18% (stronger) | 12.54% |
| Problem loans | 3.82% | 0.02% (stronger) |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 1.50% (stronger) | 0.75% |
| Loans ÷ deposits | 51.1% | 44.6% (stronger) |
| Uninsured deposits | 36.6% | 22.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Anna State Bank has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Clay County State Bank leads on 2 and Anna State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.