Side-by-side · Q2 2026 data
CLB The Community Bank vs City Bank & Trust Co.
Metric by metric
| Measure | CLB The Community Bank | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 58 | 82 (stronger) |
| Capital cushion | 64 | 64 |
| Loan quality | 14 | 100 (stronger) |
| Earnings | 84 | 86 (stronger) |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 70 | 87 (stronger) |
| Peer percentile | 16th | 82nd |
| Total assets | $350.9M | $382.0M |
| Deposits / shares | $313.1M | $334.0M |
| Capital ratio | 11.36% (stronger) | 11.35% |
| Problem loans | 2.58% | 0.00% (stronger) |
| Net charge-offs | 0.45% (stronger) | 1.67% |
| Return on assets | 1.60% | 1.64% (stronger) |
| Loans ÷ deposits | 65.9% (stronger) | 71.3% |
| Uninsured deposits | 29.9% | 25.9% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Bank & Trust Co. has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), CLB The Community Bank leads on 3 and City Bank & Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.