TellerScore

CLB The Community Bank (FDIC certificate #10532) is based in Jonesville, Louisiana. Its Q2 2026 call report shows $350.9M in total assets and $313.1M in deposits and 7 offices.

CLB The Community Bank has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 16% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 80th. Earnings contributes the most (84/100, 1.60%); loan quality contributes the least (14/100, 2.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.36%
Loan quality14/100
Noncurrent loans ÷ total loans: 2.58%
Earnings84/100
Return on assets (annualized): 1.60%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 65.9% · 29.9% uninsured
Problem-loan coverage70/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 15.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (66 → 58), mostly because the loan quality component weakened by 27 points.

TellerScore
586674Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202474
Q4 202462
Q1 202558
Q2 202566
Q3 202564
Q4 202561
Q1 202658
Q2 202658
Tier 1 leverage ratio
5.00%8.30%11.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.82%
Q3 202410.99%
Q4 202410.43%
Q1 202510.94%
Q2 202511.26%
Q3 202511.59%
Q4 202511.28%
Q1 202611.33%
Q2 202611.36%
Noncurrent loans
0.90%1.74%2.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.13%
Q3 20240.90%
Q4 20241.92%
Q1 20252.48%
Q2 20251.77%
Q3 20252.18%
Q4 20252.40%
Q1 20262.41%
Q2 20262.58%
Return on assets
1.43%1.81%2.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.16%
Q3 20242.20%
Q4 20241.96%
Q1 20251.86%
Q2 20251.88%
Q3 20252.01%
Q4 20251.86%
Q1 20261.43%
Q2 20261.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$350.9M11.36%2.58%1.60%65.9%
Q1 202658$343.9M11.33%2.41%1.43%66.9%
Q4 202561$328.1M11.28%2.40%1.86%72.4%
Q3 202564$322.4M11.59%2.18%2.01%78.1%
Q2 202566$313.4M11.26%1.77%1.88%81.7%
Q1 202558$315.1M10.94%2.48%1.86%78.5%
Q4 202462$317.8M10.43%1.92%1.96%80.9%
Q3 202474$315.1M10.99%0.90%2.20%83.2%
Q2 202471$312.2M10.82%1.13%2.16%83.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.36%
56th
Total risk-based capital0.00%
24th
Problem loans2.58%
8th
Net charge-offs0.45%
6th
Return on assets1.60%
71st
Net interest margin4.22%
66th
Efficiency ratio59.7%
58th
Loans to deposits65.9%
75th
Uninsured deposits29.9%
28th
Loan-loss reserves1.15%
44th
Texas ratio15.1%
10th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
American BankBank Covington, LA38 out of 100, Low$366.6M10.1%5.04%vs
Patterson State BankBank Patterson, LA50 out of 100, Below average$330.7M8.9%1.78%vs
Citizens Savings BankBank Bogalusa, LA81 out of 100, Strong$329.1M14.3%0.74%vs
Bank of Commerce & Trust Co.Bank Crowley, LA72 out of 100, Strong$377.9M11.1%0.19%vs
City Bank & Trust Co.Bank Natchitoches, LA82 out of 100, Strong$382.0M11.4%0.00%vs
Guaranty Bank and Trust CompanyBank New Roads, LA58 out of 100, Moderate$318.5M13.8%3.99%vs

Deposit insurance

Is my money safe at CLB The Community Bank?

Yes. CLB The Community Bank is an FDIC-insured institution (FDIC certificate #10532). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.9% of deposits ($93.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.36%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

CLB The Community Bank lists 6 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
CLB The Community Bank
Former names
Catahoula - LaSalle Bank; Catahoula Bank; Harrisonburg-Catahoula State Bank
Type
State-chartered bank
FDIC certificate #
10532
RSSD ID
930853
Primary regulator
FDIC
Holding company
Catahoula Holding Co
Established
October 5, 1907
Headquarters
301 Mound St, Jonesville, LA 71343
Employees
61

Quick answers

CLB The Community Bank: common questions

Is CLB The Community Bank FDIC insured?

Yes. CLB The Community Bank is an FDIC-insured institution (FDIC certificate #10532). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is CLB The Community Bank's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has CLB The Community Bank ever failed?

There is no failure record for FDIC certificate #10532 in the FDIC failed bank list.

How many branches does CLB The Community Bank have?

7 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Jonesville

InstitutionScoreAssetsCapitalProblem loansCompare
Sicily Island State BankBank Sicily Island, LA86 out of 100, Very strong$92.4M13.2%0.13%vs
United Mississippi BankBank Natchez, MS75 out of 100, Strong$560.7M11.0%0.19%vs
Southern Heritage BankBank Jonesville, LA73 out of 100, Strong$397.9M10.5%0.72%vs
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%vs
Homeland Federal Savings BankBank Columbia, LA59 out of 100, Moderate$657.8M9.2%0.99%vs
Tensas State BankBank Newellton, LA59 out of 100, Moderate$185.5M13.9%3.43%vs