Side-by-side · Q2 2026 data
CLB The Community Bank vs Guaranty Bank and Trust Company
Metric by metric
| Measure | CLB The Community Bank | Guaranty Bank and Trust Company |
|---|---|---|
| TellerScore | 58 | 58 |
| Capital cushion | 64 | 88 (stronger) |
| Loan quality | 14 (stronger) | 0 |
| Earnings | 84 (stronger) | 71 |
| Funding & liquidity | 78 (stronger) | 73 |
| Problem-loan coverage | 70 (stronger) | 61 |
| Peer percentile | 16th | 16th |
| Total assets | $350.9M | $318.5M |
| Deposits / shares | $313.1M | $274.8M |
| Capital ratio | 11.36% | 13.82% (stronger) |
| Problem loans | 2.58% (stronger) | 3.99% |
| Net charge-offs | 0.45% | 0.01% (stronger) |
| Return on assets | 1.60% (stronger) | 1.28% |
| Loans ÷ deposits | 65.9% (stronger) | 79.2% |
| Uninsured deposits | 29.9% | 22.3% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), CLB The Community Bank leads on 3 and Guaranty Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.