Side-by-side · Q2 2026 data
CLB The Community Bank vs Patterson State Bank
Metric by metric
| Measure | CLB The Community Bank | Patterson State Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 50 |
| Capital cushion | 64 (stronger) | 39 |
| Loan quality | 14 | 41 (stronger) |
| Earnings | 84 (stronger) | 45 |
| Funding & liquidity | 78 | 79 (stronger) |
| Problem-loan coverage | 70 | 73 (stronger) |
| Peer percentile | 16th | 7th |
| Total assets | $350.9M | $330.7M |
| Deposits / shares | $313.1M | $296.3M |
| Capital ratio | 11.36% (stronger) | 8.92% |
| Problem loans | 2.58% | 1.78% (stronger) |
| Net charge-offs | 0.45% | 0.36% (stronger) |
| Return on assets | 1.60% (stronger) | 0.61% |
| Loans ÷ deposits | 65.9% | 64.2% (stronger) |
| Uninsured deposits | 29.9% (stronger) | 30.4% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CLB The Community Bank has the higher TellerScore (58 vs 50). On the 7 directional measures above (where higher or lower is clearly better), CLB The Community Bank leads on 4 and Patterson State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.