Side-by-side · Q2 2026 data
Clear Fork Bank, National Association vs Abilene Teachers Federal Credit Union
Credit union
Abilene Teachers Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Clear Fork Bank, National Association | Abilene Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 95 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 91 (stronger) | 90 |
| Earnings | 100 | 100 |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 88th | 98th |
| Total assets | $1.0B | $690.4M |
| Deposits / shares | $912.0M | $547.0M |
| Capital ratio | 10.57% | 18.82% (stronger) |
| Problem loans | 0.26% (stronger) | 0.31% |
| Net charge-offs | 0.02% (stronger) | 0.32% |
| Return on assets | 2.36% | 2.56% (stronger) |
| Loans ÷ deposits | 87.7% | 75.9% (stronger) |
| Uninsured deposits | 19.3% | 5.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 28.4% |
Abilene Teachers Federal Credit Union has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Clear Fork Bank, National Association leads on 2 and Abilene Teachers Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.