Side-by-side · Q2 2026 data
Clear Fork Bank, National Association vs Sweetwater Regional Federal Credit Union
Credit union
Sweetwater Regional Federal Credit Union
Sweetwater, Texas · Under $100 million in assets
Metric by metric
| Measure | Clear Fork Bank, National Association | Sweetwater Regional Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 88th | 62nd |
| Total assets | $1.0B | $6.6M |
| Deposits / shares | $912.0M | $5.3M |
| Capital ratio | 10.57% | 19.51% (stronger) |
| Problem loans | 0.26% | 0.11% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.30% |
| Return on assets | 2.36% (stronger) | -0.61% |
| Loans ÷ deposits | 87.7% | 51.5% (stronger) |
| Uninsured deposits | 19.3% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Clear Fork Bank, National Association leads on 2 and Sweetwater Regional Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.