Side-by-side · Q2 2026 data
Clearpath Federal Credit Union vs Chaffey Federal Credit Union
Metric by metric
| Measure | Clearpath Federal Credit Union | Chaffey Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 59 (stronger) |
| Capital cushion | 35 (stronger) | 27 |
| Loan quality | 91 | 91 |
| Earnings | 12 | 17 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 12th | 19th |
| Total assets | $228.6M | $230.4M |
| Deposits / shares | $204.2M | $202.7M |
| Capital ratio | 8.46% (stronger) | 7.74% |
| Problem loans | 0.28% | 0.26% (stronger) |
| Net charge-offs | 0.36% | 0.23% (stronger) |
| Return on assets | -0.19% | -0.08% (stronger) |
| Loans ÷ deposits | 95.2% | 58.5% (stronger) |
| Uninsured deposits | 0.8% (stronger) | 3.5% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chaffey Federal Credit Union has the higher TellerScore (59 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Clearpath Federal Credit Union leads on 2 and Chaffey Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.