TellerScore

Clearpath Federal Credit Union (NCUA charter #9556) is based in Burbank, California. Its Q2 2026 call report shows $228.6M in total assets and $204.2M in member shares and deposits.

Clearpath Federal Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 12% of its 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 206th. Problem-loan coverage contributes the most (92/100, 3.9%); earnings contributes the least (12/100, -0.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion35/100
Net worth ratio: 8.46%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.28%
Earnings12/100
Return on assets (annualized): -0.19%
Funding & liquidity65/100
Loans ÷ shares: 95.2% · 0.8% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (59 → 55), mostly because the funding & liquidity component weakened by 17 points.

TellerScore
525965Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202464
Q4 202465
Q1 202556
Q2 202559
Q3 202559
Q4 202559
Q1 202652
Q2 202655
Net worth ratio
7.00%9.87%12.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.73%
Q3 202411.50%
Q4 202410.65%
Q1 20258.89%
Q2 20258.89%
Q3 20259.11%
Q4 20259.07%
Q1 20268.62%
Q2 20268.46%
Delinquent loans (60+ days)
0.23%0.58%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.94%
Q3 20240.79%
Q4 20240.67%
Q1 20250.45%
Q2 20250.23%
Q3 20250.35%
Q4 20250.32%
Q1 20260.35%
Q2 20260.28%
Return on assets
-0.63%-0.14%0.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.05%
Q3 20240.11%
Q4 20240.34%
Q1 2025-0.37%
Q2 2025-0.14%
Q3 20250.11%
Q4 20250.17%
Q1 2026-0.63%
Q2 2026-0.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$228.6M8.46%0.28%-0.19%95.2%
Q1 202652$224.4M8.62%0.35%-0.63%91.5%
Q4 202559$217.6M9.07%0.32%0.17%93.5%
Q3 202559$214.5M9.11%0.35%0.11%86.5%
Q2 202559$216.0M8.89%0.23%-0.14%78.6%
Q1 202556$217.4M8.89%0.45%-0.37%71.2%
Q4 202465$183.3M10.65%0.67%0.34%76.7%
Q3 202464$168.4M11.50%0.79%0.11%78.4%
Q2 202463$150.8M12.73%0.94%-0.05%94.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.46%
7th
Problem loans0.28%
83rd
Net charge-offs0.36%
49th
Return on assets-0.19%
3rd
Loans to deposits95.2%
7th
Uninsured deposits0.8%
95th
Loan-loss reserves0.00%
50th
Texas ratio3.9%
52nd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Chaffey Federal Credit UnionCredit union Upland, CA59 out of 100, Moderate$230.4M7.7%0.26%vs
Sri Federal Credit UnionCredit union Menlo Park, CA76 out of 100, Strong$236.2M12.7%0.17%vs
F3 Credit UnionCredit union San Jose, CA80 out of 100, Strong$236.8M18.5%1.05%vs
Corazo Credit UnionCredit union El Centro, CA59 out of 100, Moderate$243.6M14.0%2.51%vs
Alta Vista Credit UnionCredit union Redlands, CA61 out of 100, Moderate$208.6M8.9%0.51%vs
Merco Credit UnionCredit union Merced, CA70 out of 100, Strong$207.3M12.6%1.34%vs

Deposit insurance

Is my money safe at Clearpath Federal Credit Union?

Yes. Clearpath Federal Credit Union is a federally insured credit union (NCUA charter #9556). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.8% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.46%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Clearpath Federal Credit Union
Type
Federal credit union
NCUA charter #
9556
RSSD ID
80383
Primary regulator
NCUA
Established
1954
Headquarters
300 E Magnolia Blvd, Suite 401, Burbank, CA 91502
Employees
34

Quick answers

Clearpath Federal Credit Union: common questions

Is Clearpath Federal Credit Union NCUA insured?

Yes. Clearpath Federal Credit Union is a federally insured credit union (NCUA charter #9556). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Clearpath Federal Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.