Side-by-side · Q2 2026 data
Cleveland Selfreliance Federal Credit Union vs Bay Area Credit Union
Credit union
Cleveland Selfreliance Federal Credit Union
Parma, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Cleveland Selfreliance Federal Credit Union | Bay Area Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 100 (stronger) | 60 |
| Earnings | 40 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 92nd | 45th |
| Total assets | $113.7M | $107.9M |
| Deposits / shares | $93.8M | $93.8M |
| Capital ratio | 17.30% (stronger) | 11.60% |
| Problem loans | 0.01% (stronger) | 1.21% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.49% | 0.69% (stronger) |
| Loans ÷ deposits | 27.4% (stronger) | 53.4% |
| Uninsured deposits | 14.6% | 3.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cleveland Selfreliance Federal Credit Union has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Cleveland Selfreliance Federal Credit Union leads on 5 and Bay Area Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.