Side-by-side · Q2 2026 data
Clifford-Jacobs Employees Credit Union vs Mea Credit Union
Credit union
Clifford-Jacobs Employees Credit Union
Champaign, Illinois · Under $100 million in assets
Metric by metric
| Measure | Clifford-Jacobs Employees Credit Union | Mea Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 74 | 86 (stronger) |
| Funding & liquidity | 50 | 97 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 62nd |
| Total assets | $1.2M | $806K |
| Deposits / shares | $519K | $732K |
| Capital ratio | 55.54% (stronger) | 9.13% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | -0.26% (stronger) | 0.00% |
| Return on assets | 1.36% | 1.64% (stronger) |
| Loans ÷ deposits | 140.4% | 63.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clifford-Jacobs Employees Credit Union has the higher TellerScore (86 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Clifford-Jacobs Employees Credit Union leads on 3 and Mea Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.