Side-by-side · Q2 2026 data
Clifton NJ Postal Employees Federal Credit Union vs New Community Federal Credit Union
Credit union
Clifton NJ Postal Employees Federal Credit Union
Clifton, New Jersey · Under $100 million in assets
Credit union
New Community Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Clifton NJ Postal Employees Federal Credit Union | New Community Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 24 | 28 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 20th | 68th |
| Total assets | $2.1M | $3.1M |
| Deposits / shares | $1.2M | $2.6M |
| Capital ratio | 52.17% (stronger) | 13.34% |
| Problem loans | 6.71% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 0.10% | 0.21% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 38.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Community Federal Credit Union has the higher TellerScore (81 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Clifton NJ Postal Employees Federal Credit Union leads on 3 and New Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.