TellerScore

New Community Federal Credit Union (NCUA charter #24167) is based in Newark, New Jersey. Its Q2 2026 call report shows $3.1M in total assets and $2.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, New Community Federal Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 20th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (28/100; 0.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.34%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings28/100
Return on assets (annualized): 0.21%
Funding & liquidity100/100
Loans ÷ shares: 38.2% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 81).

TellerScore
757881Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202480
Q3 202477
Q4 202475
Q1 202576
Q2 202580
Q3 202579
Q4 202581
Q1 202677
Q2 202681
Net worth ratio
7.00%10.20%13.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202413.39%
Q3 202413.31%
Q4 202412.63%
Q1 202512.21%
Q2 202512.98%
Q3 202512.67%
Q4 202513.37%
Q1 202612.33%
Q2 202613.34%
Delinquent loans (60+ days)
0.00%0.15%0.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20240.31%
Q4 20240.26%
Q1 20250.14%
Q2 20250.03%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.04%0.15%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.19%
Q3 20240.04%
Q4 20240.05%
Q1 20250.18%
Q2 20250.26%
Q3 20250.23%
Q4 20250.22%
Q1 20260.17%
Q2 20260.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$3.1M13.34%0.00%0.21%38.2%
Q1 202677$3.4M12.33%0.00%0.17%35.4%
Q4 202581$3.1M13.37%0.00%0.22%40.1%
Q3 202579$3.3M12.67%0.00%0.23%38.9%
Q2 202580$3.2M12.98%0.03%0.26%40.3%
Q1 202576$3.3M12.21%0.14%0.18%32.3%
Q4 202475$3.2M12.63%0.26%0.05%34.2%
Q3 202477$3.0M13.31%0.31%0.04%40.0%
Q2 202480$3.0M13.39%0.13%0.19%41.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.34%
42nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.21%
28th
Loans to deposits38.2%
80th
Uninsured deposits0.0%
81st
Loan-loss reserves0.24%
75th
Texas ratio0.0%
93rd

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Maun Federal Credit UnionCredit union Kendall Park, NJ60 out of 100, Moderate$3.0M14.1%1.36%vs
Metrex Federal Credit UnionCredit union Kenilworth, NJ62 out of 100, Moderate$3.6M36.2%2.33%vs
Public Service E.D. Trenton Federal Credit UnionCredit union Mercerville, NJ89 out of 100, Very strong$2.6M49.9%0.00%vs
Gaf Linden Employees Federal Credit UnionCredit union Parsippany, NJ80 out of 100, Strong$3.9M18.1%0.00%vs
Bayonne City Employees Federal Credit UnionCredit union Bayonne, NJ79 out of 100, Strong$3.9M28.6%0.31%vs
Clifton NJ Postal Employees Federal Credit UnionCredit union Clifton, NJ59 out of 100, Moderate$2.1M52.2%6.71%vs

Deposit insurance

Is my money safe at New Community Federal Credit Union?

Yes. New Community Federal Credit Union is a federally insured credit union (NCUA charter #24167). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Community Federal Credit Union
Type
Federal credit union
NCUA charter #
24167
RSSD ID
529293
Primary regulator
NCUA
Established
1984
Headquarters
274 S Orange Ave, Newark, NJ 07103
Employees
3

Quick answers

New Community Federal Credit Union: common questions

Is New Community Federal Credit Union NCUA insured?

Yes. New Community Federal Credit Union is a federally insured credit union (NCUA charter #24167). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Community Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Newark

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Division 819 Transit Employees Credit UnionCredit union Irvington, NJ88 out of 100, Very strong$16.7M17.9%1.02%vs