Side-by-side · Q2 2026 data
Clifty Creek Employees Federal Credit Union vs Wayne County Federal Credit Union
Credit union
Clifty Creek Employees Federal Credit Union
Madison, Indiana · Under $100 million in assets
Credit union
Wayne County Federal Credit Union
Richmond, Indiana · Under $100 million in assets
Metric by metric
| Measure | Clifty Creek Employees Federal Credit Union | Wayne County Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 53 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 62nd | 87th |
| Total assets | $16.3M | $13.5M |
| Deposits / shares | $13.5M | $11.5M |
| Capital ratio | 16.95% (stronger) | 14.28% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.35% (stronger) | 0.00% |
| Return on assets | -0.92% | 0.82% (stronger) |
| Loans ÷ deposits | 69.1% | 41.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Federal Credit Union has the higher TellerScore (89 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Clifty Creek Employees Federal Credit Union leads on 3 and Wayne County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.