Side-by-side · Q2 2026 data
Clinchfield Federal Credit Union vs Greeneville Works Empls. Sav. Assn. Credit Union
Credit union
Greeneville Works Empls. Sav. Assn. Credit Union
Greeneville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Clinchfield Federal Credit Union | Greeneville Works Empls. Sav. Assn. Credit Union |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 62 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 83rd | 80th |
| Total assets | $140.3M | $1.8M |
| Deposits / shares | $122.8M | $848K |
| Capital ratio | 12.49% | 52.15% (stronger) |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.10% | -0.32% (stronger) |
| Return on assets | 1.05% | 1.21% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 122.2% |
| Uninsured deposits | 3.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Greeneville Works Empls. Sav. Assn. Credit Union has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Clinchfield Federal Credit Union leads on 1 and Greeneville Works Empls. Sav. Assn. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.