TellerScore

Headquartered in Greeneville, Tennessee, Greeneville Works Empls. Sav. Assn. Credit Union is a federally insured state-chartered credit union with $1.8M in total assets and $848K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1976.

Greeneville Works Empls. Sav. Assn. Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 27th. Capital cushion contributes the most (100/100, 52.15%); funding & liquidity contributes the least (50/100, 122% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 52.15%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings68/100
Return on assets (annualized): 1.21%
Funding & liquidity50/100
Loans ÷ shares: 122.2% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 28 points (58 → 86), mostly because the loan quality component improved by 100 points.

TellerScore
587286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202460
Q4 202461
Q1 202561
Q2 202558
Q3 202578
Q4 202585
Q1 202686
Q2 202686
Net worth ratio
7.00%29.89%52.77%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202450.63%
Q3 202450.22%
Q4 202450.25%
Q1 202550.35%
Q2 202551.99%
Q3 202552.51%
Q4 202552.77%
Q1 202652.08%
Q2 202652.15%
Delinquent loans (60+ days)
0.00%1.82%3.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.44%
Q3 20243.63%
Q4 20243.58%
Q1 20253.38%
Q2 20253.54%
Q3 20250.62%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.88%1.08%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.27%
Q3 20241.19%
Q4 20241.28%
Q1 20251.26%
Q2 20251.01%
Q3 20250.88%
Q4 20251.00%
Q1 20261.22%
Q2 20261.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$1.8M52.15%0.00%1.21%122.2%
Q1 202686$1.8M52.08%0.00%1.22%128.4%
Q4 202585$1.8M52.77%0.00%1.00%131.0%
Q3 202578$1.8M52.51%0.62%0.88%117.3%
Q2 202558$1.8M51.99%3.54%1.01%117.7%
Q1 202561$1.8M50.35%3.38%1.26%110.0%
Q4 202461$1.8M50.25%3.58%1.28%120.0%
Q3 202460$1.8M50.22%3.63%1.19%119.4%
Q2 202461$1.8M50.63%3.44%1.27%125.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio52.15%
99th
Problem loans0.00%
94th
Net charge-offs-0.32%
97th
Return on assets1.21%
76th
Loans to deposits122.2%
0th
Uninsured deposits0.0%
81st
Loan-loss reserves0.51%
78th
Texas ratio0.0%
93rd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
A.U.B. Employees' Credit UnionCredit union Athens, TN43 out of 100, Below average$1.4M25.2%8.45%vs
Bulab Employees Federal Credit UnionCredit union Memphis, TN72 out of 100, Strong$2.2M35.0%1.68%vs
Metropolitan Teachers Credit UnionCredit union Nashville, TN48 out of 100, Below average$2.5M13.4%6.02%vs
Hardin County Hospital Employees Credit UnionCredit union Savannah, TN68 out of 100, Moderate$1.0M8.7%0.00%vs
Wcg Employees Credit UnionCredit union Martin, TN89 out of 100, Very strong$1.0M21.8%0.00%vs
Olivet Baptist Credit UnionCredit union Cordova, TN80 out of 100, Strong$611K15.0%1.36%vs

Deposit insurance

Is my money safe at Greeneville Works Empls. Sav. Assn. Credit Union?

Yes. Greeneville Works Empls. Sav. Assn. Credit Union is a federally insured credit union (NCUA charter #68126). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 52.15%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Greeneville Works Empls. Sav. Assn. Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Greeneville Works Empls. Sav. Assn. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68126
RSSD ID
402396
Primary regulator
State + NCUA
Established
1976
Headquarters
P O Box 1790, Greeneville, TN 37744
Employees
1

Quick answers

Greeneville Works Empls. Sav. Assn. Credit Union: common questions

Is Greeneville Works Empls. Sav. Assn. Credit Union NCUA insured?

Yes. Greeneville Works Empls. Sav. Assn. Credit Union is a federally insured credit union (NCUA charter #68126). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greeneville Works Empls. Sav. Assn. Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greeneville Works Empls. Sav. Assn. Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greeneville

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Kingsport Press Credit UnionCredit union Kingsport, TN92 out of 100, Very strong$95.6M16.4%0.40%vs
Eastman Credit UnionCredit union Kingsport, TN91 out of 100, Very strong$10.2B14.9%0.31%vs
Greeneville City Employees' Credit UnionCredit union Greeneville, TN90 out of 100, Very strong$13.9M29.5%0.32%vs
Clinchfield Federal Credit UnionCredit union Erwin, TN83 out of 100, Strong$140.3M12.5%0.25%vs
Select Seven Federal Credit UnionCredit union Johnson City, TN81 out of 100, Strong$62.4M13.7%0.18%vs