Side-by-side · Q2 2026 data
Clinchfield Federal Credit Union vs Northeast Community Credit Union
Credit union
Northeast Community Credit Union
Elizabethton, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Clinchfield Federal Credit Union | Northeast Community Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 92 (stronger) | 45 |
| Earnings | 62 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 83rd | 74th |
| Total assets | $140.3M | $194.2M |
| Deposits / shares | $122.8M | $164.5M |
| Capital ratio | 12.49% | 16.77% (stronger) |
| Problem loans | 0.25% (stronger) | 1.64% |
| Net charge-offs | 0.10% (stronger) | 0.20% |
| Return on assets | 1.05% | 1.13% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 63.1% |
| Uninsured deposits | 3.1% (stronger) | 7.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 0.0% |
Clinchfield Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Clinchfield Federal Credit Union leads on 5 and Northeast Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.