Side-by-side · Q2 2026 data
Clinton Bank vs Farmers State Bank
Metric by metric
| Measure | Clinton Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 41 | 64 (stronger) |
| Earnings | 49 | 65 (stronger) |
| Funding & liquidity | 70 | 90 (stronger) |
| Problem-loan coverage | 84 | 90 (stronger) |
| Peer percentile | 37th | 37th |
| Total assets | $70.4M | $69.3M |
| Deposits / shares | $59.2M | $62.5M |
| Capital ratio | 16.82% (stronger) | 10.71% |
| Problem loans | 1.77% | 1.07% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.25% |
| Return on assets | 0.73% | 1.13% (stronger) |
| Loans ÷ deposits | 86.9% | 44.8% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 24.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 3 and Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.