Side-by-side · Q2 2026 data
Clinton Bank vs Security Bank and Trust Co.
Metric by metric
| Measure | Clinton Bank | Security Bank and Trust Co. |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 41 (stronger) | 38 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 70 | 95 (stronger) |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 37th | 73rd |
| Total assets | $70.4M | $71.8M |
| Deposits / shares | $59.2M | $60.3M |
| Capital ratio | 16.82% (stronger) | 15.74% |
| Problem loans | 1.77% (stronger) | 1.86% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.73% | 2.00% (stronger) |
| Loans ÷ deposits | 86.9% | 44.5% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 19.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank and Trust Co. has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 3 and Security Bank and Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.