Security Bank and Trust Co. (FDIC certificate #8121) is based in Maysville, Kentucky. Its Q2 2026 call report shows $71.8M in total assets and $60.3M in deposits and 3 offices.
Based on its Q2 2026 filing, Security Bank and Trust Co. scores 83/100, which we describe as strong. That is higher than 73% of 546 banks with under $100 million in assets. Among 120 banks headquartered in Kentucky, it ranks 16th. Its strongest component is capital cushion (100/100; 15.74%), and its lowest is loan quality (38/100; 1.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (96 → 83), mostly because the loan quality component weakened by 59 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 96 |
| Q3 2024 | 95 |
| Q4 2024 | 95 |
| Q1 2025 | 94 |
| Q2 2025 | 96 |
| Q3 2025 | 96 |
| Q4 2025 | 97 |
| Q1 2026 | 98 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.30% |
| Q3 2024 | 15.88% |
| Q4 2024 | 15.48% |
| Q1 2025 | 15.63% |
| Q2 2025 | 15.59% |
| Q3 2025 | 16.36% |
| Q4 2025 | 15.77% |
| Q1 2026 | 15.79% |
| Q2 2026 | 15.74% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.17% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.09% |
| Q1 2026 | 0.09% |
| Q2 2026 | 1.86% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.72% |
| Q3 2024 | 1.67% |
| Q4 2024 | 1.65% |
| Q1 2025 | 1.44% |
| Q2 2025 | 1.62% |
| Q3 2025 | 1.69% |
| Q4 2025 | 1.75% |
| Q1 2026 | 1.89% |
| Q2 2026 | 2.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $71.8M | 15.74% | 1.86% | 2.00% | 44.5% |
| Q1 2026 | 98 | $71.6M | 15.79% | 0.09% | 1.89% | 44.4% |
| Q4 2025 | 97 | $69.7M | 15.77% | 0.09% | 1.75% | 47.9% |
| Q3 2025 | 96 | $67.9M | 16.36% | 0.14% | 1.69% | 51.3% |
| Q2 2025 | 96 | $70.7M | 15.59% | 0.09% | 1.62% | 51.9% |
| Q1 2025 | 94 | $70.4M | 15.63% | 0.10% | 1.44% | 48.3% |
| Q4 2024 | 95 | $69.3M | 15.48% | 0.17% | 1.65% | 50.5% |
| Q3 2024 | 95 | $71.0M | 15.88% | 0.18% | 1.67% | 47.7% |
| Q2 2024 | 96 | $73.2M | 15.30% | 0.19% | 1.72% | 46.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Clinton BankBank Clinton, KY | 69 out of 100, Moderate | $70.4M | 16.8% | 1.77% | vs |
| The First National Bank of BrooksvilleBank Brooksville, KY | 68 out of 100, Moderate | $73.7M | 11.5% | 1.15% | vs |
| Farmers State BankBank Booneville, KY | 69 out of 100, Moderate | $69.3M | 10.7% | 1.07% | vs |
| Farmers & Traders Bank of CamptonBank Campton, KY | 74 out of 100, Strong | $67.2M | 9.2% | 0.05% | vs |
| First Federal Savings and Loan AssociationBank Hazard, KY | 69 out of 100, Moderate | $81.3M | 21.6% | 1.69% | vs |
| Blue Grass Federal Savings and Loan AssociationBank Paris, KY | 79 out of 100, Strong | $58.5M | 15.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Security Bank and Trust Co.?
Yes. Security Bank and Trust Co. is an FDIC-insured institution (FDIC certificate #8121). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.7% of deposits ($11.9M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.74%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Security Bank and Trust Co. lists 2 offices in 1 city. Most locations:
- Maysville, KY (2)
Identity & history
Profile
- Legal name
- Security Bank and Trust Co.
- Type
- State-chartered bank
- FDIC certificate #
- 8121
- RSSD ID
- 835613
- Primary regulator
- FDIC
- Holding company
- Security Bcorp Maysville Inc
- Established
- January 1, 1928
- Headquarters
- 1 W 2nd St, Maysville, KY 41056
- Employees
- 10
Quick answers
Security Bank and Trust Co.: common questions
Is Security Bank and Trust Co. FDIC insured?
Yes. Security Bank and Trust Co. is an FDIC-insured institution (FDIC certificate #8121). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security Bank and Trust Co.'s TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security Bank and Trust Co. ever failed?
There is no failure record for FDIC certificate #8121 in the FDIC failed bank list.
How many branches does Security Bank and Trust Co. have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Maysville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of MaysvilleBank Maysville, KY | 93 out of 100, Very strong | $164.0M | 16.9% | 0.12% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| RiverHills BankBank Milford, OH | 73 out of 100, Strong | $340.8M | 10.7% | 0.12% | vs |
| Southern Hills Community BankBank Leesburg, OH | 71 out of 100, Strong | $209.6M | 13.8% | 1.58% | vs |
| First State BankBank Winchester, OH | 70 out of 100, Strong | $1.2B | 10.5% | 0.86% | vs |
| The National Bank of Adams County of West UnionBank West Union, OH | 68 out of 100, Moderate | $114.7M | 10.8% | 2.10% | vs |