Side-by-side · Q2 2026 data
Clinton Bank vs Signet Federal Credit Union
Metric by metric
| Measure | Clinton Bank | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 41 | 64 (stronger) |
| Earnings | 49 | 65 (stronger) |
| Funding & liquidity | 70 | 92 (stronger) |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 37th | 82nd |
| Total assets | $70.4M | $398.2M |
| Deposits / shares | $59.2M | $332.1M |
| Capital ratio | 16.82% (stronger) | 16.64% |
| Problem loans | 1.77% | 1.07% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.28% |
| Return on assets | 0.73% | 1.13% (stronger) |
| Loans ÷ deposits | 86.9% | 68.2% (stronger) |
| Uninsured deposits | 18.4% | 9.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clinton Bank leads on 2 and Signet Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.