Side-by-side · Q2 2026 data
Clinton Savings Bank vs Middlesex Savings Bank
Metric by metric
| Measure | Clinton Savings Bank | Middlesex Savings Bank |
|---|---|---|
| TellerScore | 58 | 79 (stronger) |
| Capital cushion | 47 | 84 (stronger) |
| Loan quality | 83 | 89 (stronger) |
| Earnings | 34 | 49 (stronger) |
| Funding & liquidity | 61 | 80 (stronger) |
| Problem-loan coverage | 72 | 97 (stronger) |
| Peer percentile | 16th | 88th |
| Total assets | $744.7M | $6.1B |
| Deposits / shares | $581.6M | $5.2B |
| Capital ratio | 9.65% | 13.44% (stronger) |
| Problem loans | 0.50% | 0.33% (stronger) |
| Net charge-offs | 0.66% | 0.01% (stronger) |
| Return on assets | 0.35% | 0.72% (stronger) |
| Loans ÷ deposits | 88.1% | 72.5% (stronger) |
| Uninsured deposits | 25.0% | 22.4% (stronger) |
| Offices | 8 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 10.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Clinton Savings Bank leads on 0 and Middlesex Savings Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.