Side-by-side · Q2 2026 data
Cn/Ic Employees Credit Union vs Light Commerce Credit Union
Metric by metric
| Measure | Cn/Ic Employees Credit Union | Light Commerce Credit Union |
|---|---|---|
| TellerScore | 63 | 92 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 65 | 69 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 78 | 98 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 26th | 92nd |
| Total assets | $10.4M | $5.0M |
| Deposits / shares | $8.8M | $3.6M |
| Capital ratio | 13.62% | 26.81% (stronger) |
| Problem loans | 1.04% | 0.93% (stronger) |
| Net charge-offs | 1.88% | 0.57% (stronger) |
| Return on assets | -0.82% | 2.37% (stronger) |
| Loans ÷ deposits | 82.7% | 62.1% (stronger) |
| Uninsured deposits | 7.0% | 0.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Light Commerce Credit Union has the higher TellerScore (92 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Cn/Ic Employees Credit Union leads on 0 and Light Commerce Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.