Side-by-side · Q2 2026 data
CNB Bank vs Citizens Bank of Las Cruces
Metric by metric
| Measure | CNB Bank | Citizens Bank of Las Cruces |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 47 | 54 (stronger) |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 100 | 100 |
| Funding & liquidity | 48 | 56 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 77th | 80th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $969.7M | $1.0B |
| Capital ratio | 9.73% | 10.42% (stronger) |
| Problem loans | 0.09% (stronger) | 0.43% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.16% | 2.25% (stronger) |
| Loans ÷ deposits | 82.2% | 81.5% (stronger) |
| Uninsured deposits | 42.5% | 35.5% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.5% |
Citizens Bank of Las Cruces has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), CNB Bank leads on 2 and Citizens Bank of Las Cruces on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.