Side-by-side · Q2 2026 data
CNB St Louis Bank vs PSB Bank
Metric by metric
| Measure | CNB St Louis Bank | PSB Bank |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 43 (stronger) | 31 |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 75 (stronger) | 68 |
| Funding & liquidity | 49 | 65 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 29th | 29th |
| Total assets | $812.9M | $854.5M |
| Deposits / shares | $696.8M | $694.1M |
| Capital ratio | 9.29% (stronger) | 8.12% |
| Problem loans | 0.57% | 0.29% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.36% (stronger) | 1.19% |
| Loans ÷ deposits | 92.8% (stronger) | 95.7% |
| Uninsured deposits | 31.3% | 8.9% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 4.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), CNB St Louis Bank leads on 3 and PSB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.