Side-by-side · Q2 2026 data
CNB St Louis Bank vs Town & Country Bank
Metric by metric
| Measure | CNB St Louis Bank | Town & Country Bank |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 43 | 74 (stronger) |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 49 | 83 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 29th | 90th |
| Total assets | $812.9M | $747.7M |
| Deposits / shares | $696.8M | $642.2M |
| Capital ratio | 9.29% | 12.37% (stronger) |
| Problem loans | 0.57% | 0.35% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.36% | 2.53% (stronger) |
| Loans ÷ deposits | 92.8% | 77.3% (stronger) |
| Uninsured deposits | 31.3% | 14.2% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 8.5% |
Town & Country Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), CNB St Louis Bank leads on 1 and Town & Country Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.