Side-by-side · Q2 2026 data
CNB St Louis Bank vs West Plains Bank and Trust Company
Metric by metric
| Measure | CNB St Louis Bank | West Plains Bank and Trust Company |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 43 (stronger) | 33 |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 75 | 89 (stronger) |
| Funding & liquidity | 49 | 76 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 29th | 43rd |
| Total assets | $812.9M | $767.9M |
| Deposits / shares | $696.8M | $702.5M |
| Capital ratio | 9.29% (stronger) | 8.32% |
| Problem loans | 0.57% | 0.45% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.36% | 1.73% (stronger) |
| Loans ÷ deposits | 92.8% | 75.4% (stronger) |
| Uninsured deposits | 31.3% | 23.0% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
West Plains Bank and Trust Company has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), CNB St Louis Bank leads on 2 and West Plains Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.