Side-by-side · Q2 2026 data
Co - Lib Credit Union vs Patriot Credit Union
Metric by metric
| Measure | Co - Lib Credit Union | Patriot Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 90 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 90th | 20th |
| Total assets | $1.4M | $16.4M |
| Deposits / shares | $1.2M | $15.0M |
| Capital ratio | 15.46% (stronger) | 8.36% |
| Problem loans | 0.82% | 0.69% (stronger) |
| Net charge-offs | -0.22% (stronger) | 0.00% |
| Return on assets | 4.01% (stronger) | 0.68% |
| Loans ÷ deposits | 70.1% (stronger) | 84.5% |
| Uninsured deposits | 0.0% (stronger) | 2.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Co - Lib Credit Union has the higher TellerScore (91 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Co - Lib Credit Union leads on 6 and Patriot Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.