Side-by-side · Q2 2026 data
Co-Op Credit Union vs Superior Choice Credit Union
Metric by metric
| Measure | Co-Op Credit Union | Superior Choice Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 56 |
| Capital cushion | 66 (stronger) | 25 |
| Loan quality | 73 | 81 (stronger) |
| Earnings | 65 (stronger) | 39 |
| Funding & liquidity | 65 | 79 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 51st | 13th |
| Total assets | $626.8M | $730.3M |
| Deposits / shares | $548.2M | $626.2M |
| Capital ratio | 11.55% (stronger) | 7.54% |
| Problem loans | 0.80% | 0.57% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.38% |
| Return on assets | 1.12% (stronger) | 0.48% |
| Loans ÷ deposits | 95.1% | 80.8% (stronger) |
| Uninsured deposits | 12.6% | 5.0% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 22.8% |
Co-Op Credit Union has the higher TellerScore (70 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Co-Op Credit Union leads on 4 and Superior Choice Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.