The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 70).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Wisconsin

Yes. Co-Op Credit Union is a federally insured credit union (NCUA charter #66983). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.6% of shares and deposits ($68.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.55%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Co-Op Credit Union lists 7 offices in 6 cities. Most locations:

• Black River Falls, WI (2)
• Fall Creek, WI (1)
• Galesville, WI (1)
• La Crosse, WI (1)
• Melrose, WI (1)
• Neillsville, WI (1)

All branch addresses and map

In 2025, Co-Op Credit Union reported 425 home-loan applications under HMDA (LEI 549300HZKPV04SFK9K27): 387 originated ($70,645,000 total), 13 denied, and 25 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Co-Op Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

66983

RSSD ID

808998

Primary regulator

State + NCUA

Established

1938

Headquarters

PO Box 157, Black River Fal, WI 54615

Employees

110