Side-by-side · Q2 2026 data
Co-Op Credit Union of Montevideo vs Centricity Credit Union
Credit union
Co-Op Credit Union of Montevideo
Montevideo, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Co-Op Credit Union of Montevideo | Centricity Credit Union |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 70 |
| Problem-loan coverage | 72 | 91 (stronger) |
| Peer percentile | 48th | 87th |
| Total assets | $422.8M | $340.5M |
| Deposits / shares | $352.5M | $277.4M |
| Capital ratio | 15.80% (stronger) | 13.97% |
| Problem loans | 3.18% | 0.79% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.46% |
| Return on assets | 1.91% | 2.13% (stronger) |
| Loans ÷ deposits | 80.6% (stronger) | 90.6% |
| Uninsured deposits | 5.4% | 4.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Co-Op Credit Union of Montevideo leads on 3 and Centricity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.