Headquartered in Montevideo, Minnesota, Co-Op Credit Union of Montevideo is a federally insured state-chartered credit union with $422.8M in total assets and $352.5M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1940.
Based on its Q2 2026 filing, Co-Op Credit Union of Montevideo scores 69/100, which we describe as moderate. That is higher than only 48% of 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 48th. Its strongest component is capital cushion (100/100; 15.80%), and its lowest is loan quality (0/100; 3.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (72 → 69), mostly because the loan quality component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 77 |
| Q4 2024 | 76 |
| Q1 2025 | 73 |
| Q2 2025 | 72 |
| Q3 2025 | 67 |
| Q4 2025 | 68 |
| Q1 2026 | 72 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.75% |
| Q3 2024 | 15.03% |
| Q4 2024 | 14.94% |
| Q1 2025 | 14.84% |
| Q2 2025 | 15.31% |
| Q3 2025 | 15.60% |
| Q4 2025 | 15.68% |
| Q1 2026 | 15.29% |
| Q2 2026 | 15.80% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.95% |
| Q3 2024 | 1.53% |
| Q4 2024 | 1.59% |
| Q1 2025 | 2.04% |
| Q2 2025 | 2.23% |
| Q3 2025 | 2.89% |
| Q4 2025 | 2.81% |
| Q1 2026 | 2.77% |
| Q2 2026 | 3.18% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.13% |
| Q3 2024 | 1.23% |
| Q4 2024 | 1.18% |
| Q1 2025 | 1.43% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.70% |
| Q1 2026 | 1.95% |
| Q2 2026 | 1.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $422.8M | 15.80% | 3.18% | 1.91% | 80.6% |
| Q1 2026 | 72 | $423.8M | 15.29% | 2.77% | 1.95% | 77.5% |
| Q4 2025 | 68 | $400.1M | 15.68% | 2.81% | 1.70% | 81.9% |
| Q3 2025 | 67 | $389.1M | 15.60% | 2.89% | 1.63% | 84.3% |
| Q2 2025 | 72 | $384.3M | 15.31% | 2.23% | 1.51% | 82.4% |
| Q1 2025 | 73 | $386.4M | 14.84% | 2.04% | 1.43% | 77.5% |
| Q4 2024 | 76 | $374.5M | 14.94% | 1.59% | 1.18% | 79.4% |
| Q3 2024 | 77 | $365.2M | 15.03% | 1.53% | 1.23% | 81.6% |
| Q2 2024 | 72 | $363.2M | 14.75% | 1.95% | 1.13% | 79.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Cloud Financial Credit UnionCredit union Sartell, MN | 57 out of 100, Moderate | $456.4M | 7.2% | 0.31% | vs |
| Trustar Federal Credit UnionCredit union International F, MN | 88 out of 100, Very strong | $376.7M | 15.4% | 0.36% | vs |
| My Credit UnionCredit union Bloomington, MN | 51 out of 100, Below average | $366.4M | 9.4% | 1.23% | vs |
| Sharepoint Credit UnionCredit union Bloomington, MN | 68 out of 100, Moderate | $360.1M | 11.8% | 1.02% | vs |
| First Alliance Credit UnionCredit union Rochester, MN | 67 out of 100, Moderate | $358.5M | 9.9% | 1.19% | vs |
| Centricity Credit UnionCredit union Hermantown, MN | 85 out of 100, Very strong | $340.5M | 14.0% | 0.79% | vs |
Deposit insurance
Is my money safe at Co-Op Credit Union of Montevideo?
Yes. Co-Op Credit Union of Montevideo is a federally insured credit union (NCUA charter #62419). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.4% of shares and deposits ($18.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 15.80%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Co-Op Credit Union of Montevideo lists 4 offices in 4 cities. Most locations:
- Benson, MN (1)
- Canby, MN (1)
- Montevideo, MN (1)
- Willmar, MN (1)
Identity & history
Profile
- Legal name
- Co-Op Credit Union of Montevideo
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62419
- RSSD ID
- 638391
- Primary regulator
- State + NCUA
- Established
- 1940
- Headquarters
- PO Box 447, Montevideo, MN 56265
- Employees
- 52
Quick answers
Co-Op Credit Union of Montevideo: common questions
Is Co-Op Credit Union of Montevideo NCUA insured?
Yes. Co-Op Credit Union of Montevideo is a federally insured credit union (NCUA charter #62419). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Co-Op Credit Union of Montevideo's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Co-Op Credit Union of Montevideo have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Montevideo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greater Community Credit UnionCredit union Dawson, MN | 91 out of 100, Very strong | $296.5M | 20.7% | 0.48% | vs |
| Farmers and Merchants State Bank of AppletonBank Appleton, MN | 70 out of 100, Strong | $62.0M | 13.0% | 1.89% | vs |
| Minnwest BankBank Redwood Falls, MN | 68 out of 100, Moderate | $2.9B | 10.8% | 0.56% | vs |
| Bravera BankBank Dickinson, ND | 67 out of 100, Moderate | $3.8B | 9.7% | 0.90% | vs |
| FM BankBank Waseca, MN | 66 out of 100, Moderate | $738.4M | 7.7% | 0.00% | vs |
| Old National BankBank Evansville, IN | 59 out of 100, Moderate | $73.9B | 8.8% | 0.92% | vs |