Side-by-side · Q2 2026 data
Coastal Community Federal Credit Union vs Cooperative Teachers
Credit union
Coastal Community Federal Credit Union
Galveston, Texas · Under $100 million in assets
Metric by metric
| Measure | Coastal Community Federal Credit Union | Cooperative Teachers |
|---|---|---|
| TellerScore | 39 (stronger) | 30 |
| Capital cushion | 49 (stronger) | 29 |
| Loan quality | 7 (stronger) | 0 |
| Earnings | 0 | 32 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 72 (stronger) | 22 |
| Peer percentile | 3rd | 1st |
| Total assets | $93.3M | $93.8M |
| Deposits / shares | $83.5M | $83.4M |
| Capital ratio | 9.95% (stronger) | 7.88% |
| Problem loans | 2.79% (stronger) | 4.31% |
| Net charge-offs | 1.69% | 0.47% (stronger) |
| Return on assets | -1.01% | 0.30% (stronger) |
| Loans ÷ deposits | 55.4% (stronger) | 74.8% |
| Uninsured deposits | 3.1% (stronger) | 3.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Coastal Community Federal Credit Union has the higher TellerScore (39 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Coastal Community Federal Credit Union leads on 5 and Cooperative Teachers on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.