Side-by-side · Q2 2026 data
Coastal Federal Credit Union vs Allegacy Financial Federal Credit Union
Credit union
Allegacy Financial Federal Credit Union
Winston Salem, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Coastal Federal Credit Union | Allegacy Financial Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 49 | 64 (stronger) |
| Loan quality | 78 | 78 |
| Earnings | 54 | 64 (stronger) |
| Funding & liquidity | 79 (stronger) | 67 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 44th | 62nd |
| Total assets | $6.2B | $2.6B |
| Deposits / shares | $5.4B | $2.2B |
| Capital ratio | 9.86% | 11.44% (stronger) |
| Problem loans | 0.66% | 0.65% (stronger) |
| Net charge-offs | 0.94% | 0.22% (stronger) |
| Return on assets | 0.86% | 1.10% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 93.6% |
| Uninsured deposits | 12.7% | 12.0% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.9% | — |
Allegacy Financial Federal Credit Union has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Coastal Federal Credit Union leads on 1 and Allegacy Financial Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.