The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (64 → 66), mostly because the loan quality component improved by 5 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in North Carolina

Yes. Coastal Federal Credit Union is a federally insured credit union (NCUA charter #18297). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.7% of shares and deposits ($680.1M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Coastal Federal Credit Union lists 9 offices in 5 cities. Most locations:

• Raleigh, NC (3)
• Cary, NC (2)
• Durham, NC (2)
• Apex, NC (1)
• Garner, NC (1)

All branch addresses and map

In 2025, Coastal Federal Credit Union reported 5,320 home-loan applications under HMDA (LEI 549300MRP46SVQMWOE81): 3,212 originated ($666,640,000 total), 1,465 denied, and 257 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Coastal Federal Credit Union

Type

Federal credit union

NCUA charter #

18297

RSSD ID

398583

Primary regulator

NCUA

Established

1967

Headquarters

PO Box 58429, Raleigh, NC 27658

Employees

611