Side-by-side · Q2 2026 data
Coastal States Bank vs Core Credit Union
Metric by metric
| Measure | Coastal States Bank | Core Credit Union |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 61 | 78 (stronger) |
| Loan quality | 68 | 88 (stronger) |
| Earnings | 67 (stronger) | 55 |
| Funding & liquidity | 39 | 89 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 30th | 76th |
| Total assets | $2.4B | $151.6M |
| Deposits / shares | $2.1B | $130.3M |
| Capital ratio | 11.12% | 12.75% (stronger) |
| Problem loans | 0.95% | 0.37% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.17% (stronger) | 0.89% |
| Loans ÷ deposits | 93.0% | 71.2% (stronger) |
| Uninsured deposits | 40.4% | 5.6% (stronger) |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 24.0% |
Core Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Coastal States Bank leads on 2 and Core Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.