Side-by-side · Q2 2026 data
Coastlife Credit Union vs My Community Credit Union
Metric by metric
| Measure | Coastlife Credit Union | My Community Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 55 |
| Capital cushion | 67 (stronger) | 53 |
| Loan quality | 70 (stronger) | 59 |
| Earnings | 37 (stronger) | 31 |
| Funding & liquidity | 86 (stronger) | 67 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 41st | 12th |
| Total assets | $519.7M | $555.3M |
| Deposits / shares | $458.9M | $492.0M |
| Capital ratio | 11.66% (stronger) | 10.29% |
| Problem loans | 0.89% (stronger) | 1.24% |
| Net charge-offs | 1.64% | 0.86% (stronger) |
| Return on assets | 0.43% (stronger) | 0.27% |
| Loans ÷ deposits | 73.2% (stronger) | 93.2% |
| Uninsured deposits | 16.2% | 10.3% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.6% | — |
Coastlife Credit Union has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Coastlife Credit Union leads on 5 and My Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.