Side-by-side · Q2 2026 data
Coleman County State Bank vs 1st Community Federal Credit Union
Metric by metric
| Measure | Coleman County State Bank | 1st Community Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 58 |
| Capital cushion | 36 | 86 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 85 (stronger) | 84 |
| Problem-loan coverage | 99 (stronger) | 63 |
| Peer percentile | 72nd | 16th |
| Total assets | $295.1M | $421.8M |
| Deposits / shares | $267.1M | $361.9M |
| Capital ratio | 8.56% | 13.63% (stronger) |
| Problem loans | 0.05% (stronger) | 3.73% |
| Net charge-offs | 0.02% (stronger) | 1.20% |
| Return on assets | 2.05% (stronger) | 1.14% |
| Loans ÷ deposits | 65.5% (stronger) | 76.5% |
| Uninsured deposits | 23.7% | 6.8% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 34.2% |
Coleman County State Bank has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Coleman County State Bank leads on 5 and 1st Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.