Side-by-side · Q2 2026 data
Colfax Banking Company vs Heart of Louisiana Federal Credit Union
Credit union
Heart of Louisiana Federal Credit Union
Pineville, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Colfax Banking Company | Heart of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 53 (stronger) | 39 |
| Funding & liquidity | 83 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 64th | 86th |
| Total assets | $152.3M | $143.2M |
| Deposits / shares | $138.1M | $120.5M |
| Capital ratio | 11.05% | 16.71% (stronger) |
| Problem loans | 0.04% (stronger) | 0.35% |
| Net charge-offs | 0.01% (stronger) | 0.53% |
| Return on assets | 0.83% (stronger) | 0.48% |
| Loans ÷ deposits | 49.5% (stronger) | 67.1% |
| Uninsured deposits | 30.5% | 2.3% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 42.9% |
Heart of Louisiana Federal Credit Union has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Colfax Banking Company leads on 4 and Heart of Louisiana Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.