TellerScore

Headquartered in Colfax, Louisiana, Colfax Banking Company is a state-chartered bank with $152.3M in total assets and $138.1M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1901.

Colfax Banking Company has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 64% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 28th. Problem-loan coverage contributes the most (100/100, 0.2%); earnings contributes the least (53/100, 0.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 11.05%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.04%
Earnings53/100
Return on assets (annualized): 0.83%
Funding & liquidity83/100
Loans ÷ deposits and uninsured-deposit share: 49.5% · 30.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

TellerScore
747678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202476
Q3 202478
Q4 202476
Q1 202574
Q2 202575
Q3 202576
Q4 202577
Q1 202676
Q2 202676
Tier 1 leverage ratio
5.00%8.09%11.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.54%
Q3 202411.10%
Q4 202411.17%
Q1 202510.61%
Q2 202510.85%
Q3 202511.05%
Q4 202511.13%
Q1 202610.88%
Q2 202611.05%
Noncurrent loans
0.04%0.13%0.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.07%
Q3 20240.06%
Q4 20240.21%
Q1 20250.20%
Q2 20250.22%
Q3 20250.19%
Q4 20250.04%
Q1 20260.05%
Q2 20260.04%
Return on assets
0.83%0.97%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.10%
Q3 20241.08%
Q4 20241.02%
Q1 20250.97%
Q2 20251.06%
Q3 20251.10%
Q4 20251.03%
Q1 20260.89%
Q2 20260.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$152.3M11.05%0.04%0.83%49.5%
Q1 202676$151.1M10.88%0.05%0.89%48.1%
Q4 202577$154.8M11.13%0.04%1.03%48.4%
Q3 202576$152.8M11.05%0.19%1.10%48.8%
Q2 202575$152.5M10.85%0.22%1.06%48.7%
Q1 202574$151.8M10.61%0.20%0.97%47.9%
Q4 202476$150.3M11.17%0.21%1.02%47.8%
Q3 202478$143.7M11.10%0.06%1.08%50.3%
Q2 202476$147.3M10.54%0.07%1.10%48.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.05%
51st
Total risk-based capital0.00%
24th
Problem loans0.04%
80th
Net charge-offs0.01%
47th
Return on assets0.83%
25th
Net interest margin3.62%
34th
Efficiency ratio78.1%
16th
Loans to deposits49.5%
92nd
Uninsured deposits30.5%
27th
Loan-loss reserves0.48%
3rd
Texas ratio0.2%
83rd

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of Winnfield & Trust CompanyBank Winnfield, LA80 out of 100, Strong$156.0M14.4%0.67%vs
Vermilion Bank & Trust CompanyBank Kaplan, LA72 out of 100, Strong$145.5M12.6%2.17%vs
Citizens Bank & Trust Company of Vivian, LouisianaBank Vivian, LA64 out of 100, Moderate$159.6M10.3%0.87%vs
State Bank & Trust CompanyBank Golden Meadow, LA74 out of 100, Strong$165.1M10.6%0.46%vs
Bank of Oak RidgeBank Oak Ridge, LA72 out of 100, Strong$138.6M11.6%0.00%vs
Farmers State Bank & Trust Co.Bank Church Point, LA56 out of 100, Moderate$174.7M9.1%2.76%vs

Deposit insurance

Is my money safe at Colfax Banking Company?

Yes. Colfax Banking Company is an FDIC-insured institution (FDIC certificate #8140). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.5% of deposits ($42.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Colfax Banking Company lists 5 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Colfax Banking Company reported 121 home-loan applications under HMDA (LEI 549300MEK4ETDCVHFB89): 96 originated ($13,020,000 total), 10 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Colfax Banking Company
Type
State-chartered bank
FDIC certificate #
8140
RSSD ID
178356
Primary regulator
FDIC
Holding company
Community Bancshares Co
Established
January 1, 1901
Headquarters
625 8th St, Colfax, LA 71417
Employees
37

Quick answers

Colfax Banking Company: common questions

Is Colfax Banking Company FDIC insured?

Yes. Colfax Banking Company is an FDIC-insured institution (FDIC certificate #8140). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Colfax Banking Company's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Colfax Banking Company ever failed?

There is no failure record for FDIC certificate #8140 in the FDIC failed bank list.

How many branches does Colfax Banking Company have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Colfax

InstitutionScoreAssetsCapitalProblem loansCompare
Cenla Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$132.2M21.7%0.09%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA87 out of 100, Very strong$12.6M16.8%0.00%vs
Engage Federal Credit UnionCredit union Natchitoches, LA86 out of 100, Very strong$28.5M21.6%0.95%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Alexandria Municipal Employees Credit UnionCredit union Alexandria, LA84 out of 100, Strong$31.9M14.0%0.28%vs